Closing Delays: How Can It Be Avoided?

For a home buyer, there is nothing more frustrating than experiencing a closing delay. After making sure that all the documentation is in order and making all the arrangements for the moving day, not being able to get the keys and move in to your new home can be a nightmare. Don't let this happen to you. Consider these tips to help you avoid having your closing date put off.

4 Useful Tips to Avoid Closing Delays

Communicate. 

Most closing problems can be avoided by keeping the communication lines open, so check with your lender on a regular basis. Also, don't hesitate to contact the settlement company if there is anything that you don't understand.

Have enough money. 

To avoid any delays, you should have enough funds in your bank account to cover your closing costs. Most experts agree that you should budget 3% of the final home price for this. Your lenders can give you a rough estimate of your closing costs but this may change on the day of the closing. Have some extra money to cover for any incidental costs for good measure.

Check your documents.

Any incorrect, misspelled or missing information in your documents can cause closing delays, so check all of the information carefully prior to closing.

Bring a valid ID. 

Without a valid government-issued ID, the title company will not notarize your signature on the closing documents, so don't forget to bring a current driver's license or passport on closing day. You wouldn't want something as simple as this to prevent you from getting the keys to your new home, right?  

Buying a new home can be a very exciting time for your family, so follow these tips and you can be sure that closing delays wouldn't get in your way.

For more valuable tips on selling or buying a home, please visit my site at http://www.pamsantoro.bhhsgeorgia.com/. You can also contact me at 678-656-6627 if you have any questions about local market conditions, financing or anything that can help you with in your search for real estate.

Photo courtesy of fantasista at freedigitalphotos.net

Moving to Alpharetta, Georgia: Some Things You Need to Know About

Moving to a new location can be an exciting adventure. It can also be very intimidating, to say the least. As such, you need to learn everything you can about your new neighborhood to avoid any unpleasant surprises down the line.

If you happen to set your eyes on making Alpharetta, GA your new home, here are some things you need to know to prepare you for what’s in store for you in your new neighborhood.

Population

As of 2015, Alpharetta has a population of 61,375 people. It has an average household size of 2.65. 72.19% of the population is white, 10.41% are black, 12.99% are Asian, 0.08% are Native Americans, and 1.53% belong to other racial groups.

Climate

Alpharetta gets 53 inches of rain per year (US average is 37) and 2 inches of snowfall per year (average US city gets 25 inches of snow). On average, Alpharetta gets 218 sunny days and 112 days with any measurable precipitation per year.

Housing

The median home cost in Alpharetta is $302,400 (Note: The price of real estate went up by about 15.20% in the last year). 56.9% of the 24,358 housing units in the area are owner-occupied, 38.2% are renter-occupied, and 4.9% are vacant.

Income

Median household income for 2015 is $85,183 (US average is $53,217), while average household income is $123,427 (US average is $74,699). A 3.57% increase in household income is predicted for 2015 to 2020.

Employment

The unemployment rate in Alpharetta is 5.20% (U.S. average is 6.30%). Recent job growth is 1.77%.

Education

Alpharetta is home to some of the best schools in Georgia. Public education is run by the Fulton County School System while higher education is provided by Gwinnett Technical College, Emory University and Life University. There are also a number of private, charter and alternative schools in the area.

Entertainment

You will never run out of entertainment options while in Alpharetta. There are plenty of bars, restaurants, and shops to choose from, and there’s a wide variety of things to do that will appeal to every member of the family. You'll just North of Atlanta which houses the Verizon Wireless Amphitheater, The World of Coca-Cola, and CNN Center, to name a few.   

Healthcare

According to the Metro Atlanta Chamber, Alpharetta has some of the nation’s most qualified, affordable and efficient healthcare systems in the country.

Now, are you ready to make Alpharetta your new home?

For more valuable tips on selling or buying a home, please visit my site at http://www.pamsantoro.bhhsgeorgia.com/. You can also contact me at 678-656-6627 if you have any questions about local market conditions, financing or anything that can help you with in your search for real estate.

Logo photo courtesy of www.alpharetta.ga.us

Home for Sale in Alpharetta, GA: Featuring a Large Basement!

9845 Rod Road, Alpharetta, GA 30022

5 beds 5 baths ~ 5,493 sq ft

For more valuable tips on selling or buying a home, please visit my site at http://www.pamsantoro.bhhsgeorgia.com/. You can also contact me at 678-656-6627 if you have any questions about local market conditions, financing or anything that can help you with in your search for real estate.