The Importance of Enhanced Title Insurance and Surveys - Attorney Steve Golden

Sandy Henderson, Carol Skowronek, Lynn Odom, Nina French,
Laurie  Bos, Pam Santoro, John Butler & Steve Golden
Attorney Steve Golden, Campbell Brannon, L.L.C. at Harry Norman Realtors - North Fulton

Attorney Steve Golden, Campbell Brannon, L.L.C. at Harry Norman Realtors - North Fulton

Pam Santoro, John Butler, Steve Golden, Sandy Henderson,
Carol Skowronek, Lynn Odom ^& Nina French
Attorney Steve Golden, Campbell Brannon, L.L.C. at Harry Norman Realtors - North Fulton

Attorney Steve Golden, Campbell Brannon, L.L.C. at Harry Norman Realtors - North Fulton

Attorney Steve Golden from Campbell & Brannon, L.L.C. hosted the Lunch N Learn about the importance of enhanced title insurance and surveys on Wednesday, June 22^nd,  2011 at Harry Norman Realtors North Fulton Office.

Title Insurance is very important providing both pre-policy and post-policy protection to the home owner covering against most forgeries, liens for unpaid materials and labor not authorized by the home owner as well as encroachment or boundary issues.   Enhanced coverage includes the right of access to your property by foot or by vehicle.  It helps with restrictive covenant violations prior to you owning the property.  Building permit violations, encroachments, easements, subdivision law violations, zoning law violations, water and mineral rights damage, additional insureds, and value-added protection are covered in the enhanced protection.

Both the enhanced title insurance and a survey are highly recommended by Steve Golden.  The top ten survey issues are:   encroachments, setbacks, sewer lines and drainage easements, names on the survey needing to match the buyer’s names, surveyor’s seal needs to be on the survey, date of the survey needs to be in the past 6 months from closing, flood zones, special considerations (stream buffer, pipeline easement, or other encumbrances), making sure the lot is what you think you are buying, road access, alley access and shared driveway issues.  

When purchasing a home, you should get a survey and the enhanced title insurance.   The cost at closing is minimal compared to the benefits later on while you own the property.