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Monday, December 28, 2015

Selling a House: How Long Does It Take?

How long does it really take to sell a house? While there is not one person who can give a definite answer to this frequently asked question, there are a numbers of factors that can help you determine how long your house would sit on the market.

How Long Does It Take to Sell a House? 5 Main Factors to Consider


Price

It is a commonly accepted fact that an overpriced home takes longer to sell, and may eventually sell for less than its market value. On the other hand, a house that is priced a little lower than its market value attracts multiple offers and would sell for more than what the home is worth. In addition, houses in the lower price ranges tend to sell faster since there are more people who can afford to buy them.

Condition

Houses that are in poor condition and are in need of repairs will take a longer time to sell because home buyers will find it hard to picture themselves living there.

Location

Houses that are located in a highly desirable neighborhood will sell a lot faster.

Season

It may take longer to sell a home right before winter or the rainy season since most people who are planning to move would rather do so in decent weather. This explains why the average market time is shorter during spring and summer.

Economy

The average time a house sits on the market decreases when interest rates are low and house prices are on the rise. If housing is not plentiful, rising home prices can also make for a seller’s market even if mortgage prices are moderately high. However, in conditions wherein there is an oversupply of housing, interest rates are high and prices are steady, you can expect houses to sit on the market for an average of 12 months.
For more valuable tips on selling or buying a home, please visit my site at http://www.pamsantoro.bhhsgeorgia.com/. You can also contact me at 678-656-6627 if you have any questions about local market conditions, financing or anything that can help you with in your search for real estate. Remember, no one sells a home like a Mom!
Photo courtesy of renjith krishnan at freedigitalphotos.net

Monday, December 21, 2015

3 Simple yet Effective Tips to Ensure a Successful Open House


You have done all the necessary preparations to make sure that your house is in order but do you think you will attract the right people to your open house? To increase your chances of success, here are some simple yet effective tips that you may want to consider.

Tips to Increase Your Chances of Having a Successful Open House


Use the right sign.

You can dramatically increase foot traffic on the day of the open house by replacing your "for sale" sign with an "open house" sign at least 7 days before the event. These signs (popularly known as "riders") are available at your favorite home improvement store for just a few dollars.


Let your neighbors in.

You may not believe it but the people in your neighborhood can help you sell your house fast so invite them in. A lot of people would want their friends and relatives to move into the neighborhood so send invitations, fliers and/or emails to let them know about the event. You can even consider holding a neighborhood exclusive an hour before the house opens to the public.

Choose the right agent.

Ideally, your agent should use all the tools available to ensure that your property will sell fast and for top dollar. Aside from using popular real estate sites such as Realtor.com, Trulia.com, Zillow.com and multiple listing sites (MLS), your agent should blog and tweet about the upcoming event, and make use of real estate apps and printed brochures to reach the most number of people.
And remember - being present at the event and meeting prospective buyers would not do you any good so it would be best if you would get out of the way.


For more valuable tips on selling or buying a home, please visit my site at http://www.pamsantoro.bhhsgeorgia.com/. You can also contact me at 678-656-6627 if you have any questions about local market conditions, financing or anything that can help you with in your search for real estate.

Photo Courtey of phanlop88 at freedigitalphotos.net

Tuesday, December 8, 2015

5 Simple Tips for First Time Home Sellers


The housing market has been changed forever. If you are selling a house for the first time, you need to know that today's home buyers are pickier and are using more tools to help them find the right home to suit their needs. As such, it is not enough to simply list your house for sale. You need to have a solid marketing strategy to help you sell your house fast and make a good profit out of it. Here are some tips that can help you accomplish this goal.

Know your potential buyers.

You can create an effective marketing plan if you know who would most likely buy your listing. According to the National Association of Realtors (NAR), today's home buyers would most probably belong to the millennial generation, are mobile (use their mobile phones to search for listings and open houses), and use photos to help them make their buying decision. Moreover, today's buyers enter the market when they are ready to buy.
On the other hand, buyers belonging to the Silent Generation (those born between 1925 and 1945) start the process by getting in touch with their agents and prefer to attend open houses before making a decision.

Price it right.

You will get the most number of showings during the first two to three weeks so put a realistic price tag on your house right from the start to increase your chances of selling your house fast.

Throw in some extras.

Sweeten the deal by offering some nice extras (new stainless steel kitchen appliances, flat TVs and/or washer and dryer sets, etc.) to potential home buyers. 


Make it move-ready.

You can sell your house fast and for top dollar if you make your home move-ready before listing it on the market. Keep in mind that most buyers want to start fresh and would not want another item on their to-do list after buying a new house.


Hire the right agent.

Not all real estate agents are created equal so do your homework before choosing the agent you would like to work with. To increase your chances of choosing the right agent, get a referral from someone you trust, and talk with recent and past clients. Make sure that the agent is licensed, has the right credentials, knows your area and has considerable experience in the field. You should also look at their current listings and business websites to see what types of properties they are selling and to determine how effectively they are using their online tools.



For more valuable tips on selling or buying a home, please visit my site at http://www.pamsantoro.bhhsgeorgia.com/. You can also contact me at 678-656-6627 if you have any questions about local market conditions, financing or anything that can help you with in your search for real estate.

Photo courtesy of Stuart Miles at freedigitalphotos.com

Sunday, November 29, 2015

Closing Delays: How Can It Be Avoided?



















For a home buyer, there is nothing more frustrating than experiencing a closing delay. After making sure that all the documentation is in order and making all the arrangements for the moving day, not being able to get the keys and move in to your new home can be a nightmare. Don't let this happen to you. Consider these tips to help you avoid having your closing date put off.

4 Useful Tips to Avoid Closing Delays


Communicate. 

Most closing problems can be avoided by keeping the communication lines open, so check with your lender on a regular basis. Also, don't hesitate to contact the settlement company if there is anything that you don't understand.

Have enough money. 

To avoid any delays, you should have enough funds in your bank account to cover your closing costs. Most experts agree that you should budget 3% of the final home price for this. Your lenders can give you a rough estimate of your closing costs but this may change on the day of the closing. Have some extra money to cover for any incidental costs for good measure.

Check your documents.

Any incorrect, misspelled or missing information in your documents can cause closing delays, so check all of the information carefully prior to closing.

Bring a valid ID. 

Without a valid government-issued ID, the title company will not notarize your signature on the closing documents, so don't forget to bring a current driver's license or passport on closing day. You wouldn't want something as simple as this to prevent you from getting the keys to your new home, right?  


Buying a new home can be a very exciting time for your family, so follow these tips and you can be sure that closing delays wouldn't get in your way.


For more valuable tips on selling or buying a home, please visit my site at http://www.pamsantoro.bhhsgeorgia.com/. You can also contact me at 678-656-6627 if you have any questions about local market conditions, financing or anything that can help you with in your search for real estate.


Photo courtesy of fantasista at freedigitalphotos.net

Sunday, November 22, 2015

Moving to Alpharetta, Georgia: Some Things You Need to Know About


Moving to a new location can be an exciting adventure. It can also be very intimidating, to say the least. As such, you need to learn everything you can about your new neighborhood to avoid any unpleasant surprises down the line.

If you happen to set your eyes on making Alpharetta, GA your new home, here are some things you need to know to prepare you for what’s in store for you in your new neighborhood.

Population


As of 2015, Alpharetta has a population of 61,375 people. It has an average household size of 2.65. 72.19% of the population is white, 10.41% are black, 12.99% are Asian, 0.08% are Native Americans, and 1.53% belong to other racial groups.

Climate


Alpharetta gets 53 inches of rain per year (US average is 37) and 2 inches of snowfall per year (average US city gets 25 inches of snow). On average, Alpharetta gets 218 sunny days and 112 days with any measurable precipitation per year.

Housing


The median home cost in Alpharetta is $302,400 (Note: The price of real estate went up by about 15.20% in the last year). 56.9% of the 24,358 housing units in the area are owner-occupied, 38.2% are renter-occupied, and 4.9% are vacant.

Income


Median household income for 2015 is $85,183 (US average is $53,217), while average household income is $123,427 (US average is $74,699). A 3.57% increase in household income is predicted for 2015 to 2020.

Employment


The unemployment rate in Alpharetta is 5.20% (U.S. average is 6.30%). Recent job growth is 1.77%.

Education


Alpharetta is home to some of the best schools in Georgia. Public education is run by the Fulton County School System while higher education is provided by Gwinnett Technical College, Emory University and Life University. There are also a number of private, charter and alternative schools in the area.

Entertainment


You will never run out of entertainment options while in Alpharetta. There are plenty of bars, restaurants, and shops to choose from, and there’s a wide variety of things to do that will appeal to every member of the family. You'll just North of Atlanta which houses the Verizon Wireless Amphitheater, The World of Coca-Cola, and CNN Center, to name a few.   

Healthcare


According to the Metro Atlanta Chamber, Alpharetta has some of the nation’s most qualified, affordable and efficient healthcare systems in the country.


Now, are you ready to make Alpharetta your new home?


For more valuable tips on selling or buying a home, please visit my site at http://www.pamsantoro.bhhsgeorgia.com/. You can also contact me at 678-656-6627 if you have any questions about local market conditions, financing or anything that can help you with in your search for real estate.

Logo photo courtesy of www.alpharetta.ga.us

Sunday, November 8, 2015

Home for Sale in Alpharetta, GA: Featuring a Large Basement!

9845 Rod Road, Alpharetta, GA 30022

5 beds 5 baths ~ 5,493 sq ft


For more valuable tips on selling or buying a home, please visit my site at http://www.pamsantoro.bhhsgeorgia.com/. You can also contact me at 678-656-6627 if you have any questions about local market conditions, financing or anything that can help you with in your search for real estate.

Tuesday, October 27, 2015

Special Event - Educational Workshop for Aging Parents and Their Families - Oct. 28th 1PM to 2:30PM

Register for our special event: Exclusively for Aging Parents and their Families at Spruill Oaks Library on October 28, 2015 1pm-2:30pm. CALL FOR DETAILS 678-842-3100.


Please join us for an educational workshop Exclusively for Aging Parents and their families:
Empower Yourself and Your Parents
Wednesday, October 28th 1:00 pm-2:30 pm, light refreshments will be served.   Please feel free to include in your RSVP Friends and Colleagues that would be interested in Empowering themselves and their parents too!
Did you know?

·         A majority of older adults have not changed residences in more than 20 years (58 percent), and 75 percent say they intend to live in their current home for the rest of their lives. [1]
·         Eighty-two percent of professionals cite decreased cognitive abilities – due to mental illness or memory loss – as the top reason preventing older Americans from staying mentally sharp, and by extension able to live alone, yet only 42 percent of older Americans cite this same reason.
·         When asked what concerns they have about living independently, adults 60 and older say they are most concerned about becoming a burden to others (42 percent), experiencing memory loss (41 percent) and not being able to get out of the house and/or drive (34 percent).
·         Additionally, while less than a quarter of older adults anticipate needing support managing their finances as they age, the majority of professionals stress this will be a need (19 percent and 86 percent, respectively).
1.        Source: 2015 United States of Aging Survey, an annual survey conducted by the National Association of Area Agencies on Aging, National Council on Aging and UnitedHealthcare.

DATE:
Wednesday October 28th, 2015


TIME:
1:00 –1:30 pm Welcome & Refreshments
1:30 –2:30 pm Workshop


LOCATION:
Spruill Oaks Library
9560 Spruill Road
John’s Creek, GA  30022
Hosted By:

Pam Santoro,  Realtor
Lisa McGrath, Financial Planner
Mary Beck,  Moving Specialist
Mary Jo Bowser, Home Care Advisor
Erica Ramsey, Insurance Advisor

https://www.nationallifegroup.com/enews/rd/spacer.gifSeating is limited so please register early.
Guarantee your reservation today by calling 678-842-3100
If you prefer, email
lisa@cwbfs.com





Alpharetta, GA Real Estate Agent Ready to Serve You Locally


Looking to Buy or Sell a Home?


Get valuable tips on selling or buying a home today, visit my main site at http://www.pamsantoro.bhhsgeorgia.com/. You can also contact me at 678-656-6627 if you have any questions about local market conditions, financing or anything that can help you with in your search for real estate.

Follow me on Twitter https://twitter.com/@pamsantoro
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Connect with me on LinkedIn https://www.linkedin.com/in/pamsantoro

Tuesday, October 20, 2015

How to Sell a House in Record Time

While there is no standard formula to determine how long your house will sit on the market, a recent survey of more than 750,000 houses sold in the US revealed that the average listing time can be anywhere between 46 to 55 days. Of course, there would be houses that will sell within days while there would be those that will take years to sell.

Naturally, sellers would prefer selling their homes in the shortest period of time since it would allow them to use the proceeds from the sale and use it for the intended purpose. With money on hand, they can buy their next home, make a better investment or pay off their debts. In addition, it would save them from spending a lot of money on repairs, maintenance and taxes.

So, how can you sell your house fast? To sell your home in record time for maximum profit, here are some tips and tricks that you may want to consider.
  • Price it competitively. Price your property right from the start. Pricing it too high may result to a slower sale.
  • Enhance curb appeal. The power of first impressions cannot be denied so use it to your advantage. Enhance your curb appeal and hook those potential homebuyers into buying your property.
  • Depersonalize, upgrade and stage.  Upgrade the interior and exterior of your house to make it more presentable and increase your return on investment (ROI), remove your personal stuff, and stage the house to show how the rooms are supposed to be used.
  • Hire a professional photographer. A lot of buyers start their search online or in local home magazines so using great photos can help attract more potential homebuyers to your door.
  • Use the power of the internet. While your agent is responsible for listing your property in all the right places, you need to be proactive and check if your listing is on Realtor, Trulia and Zillow. You should also consider using social media since most agents sell as many houses on Facebook as they do off multiple listing services.   
For more valuable tips on selling or buying a home, please visit my site at http://www.pamsantoro.bhhsgeorgia.com/. You can also contact me at 678-656-6627 if you have any questions about local market conditions, financing or anything that can help you with in your search for real estate. 

Wednesday, October 14, 2015

Special Event: Exclusively for Aging Parents and their Families at Spruill Oaks Library on October 21, 2015

Register for our special event: Exclusively for Aging Parents and their Families at Spruill Oaks Library on October 21, 2015 1pm-2:30pm. Call for details 678-842-3100.


Showing Your Own Home? Things You Should Never Discuss with Your Buyers

Showing Your Own Home? Things You Should Never Discuss with Your Buyers

Even if they are represented by a real estate agent, there are times when the sellers are the ones who show their homes to potential buyers and their agents. In fact, it is fast becoming a common practice in many parts of the country, especially if the seller still lives in the home. The seller might also have to be present during showings when the tenant is uncooperative and does not respond to agent's requests for showing.

However, it is a bad idea for the seller to be present during the entire home showing. In fact, there are a lot of good reasons why the seller should immediately leave the premises as soon as the buyer and the agent appear on the doorstep. First, the seller's presence during the open house or viewing will make the buyers feel awkward. Second, a seller can get easily hurt when the potential buyer makes a comment or asks questions about the house. And lastly, sellers tend to talk too much and may say something that could seriously hurt the sales process.

Things You Should Not Discuss with Potential Buyers

There are a number of things that you should not discuss with potential home buyers. Here are some of them:

·         The sales price (including those of similar homes) and any price reduction considerations.
·         The length of time the property has been listed on the market.
·         The reason why you decided to sell.
·         The number of offers you have received and how quickly you would like to close.
·         Things that might be wrong with the property.

Keep in mind that anything you say might and can be used against you during the negotiation process so don't respond to any of these questions and tell buyers to direct any questions to your agent. This is the best thing that you can do to protect your investment.

For more valuable tips on selling or buying a home, please visit my site at http://www.pamsantoro.bhhsgeorgia.com/. You can also contact me at 678-656-6627 if you have any questions about local market conditions, financing or anything that can help you with in your search for real estate.



Image by stockimages at FreeDigitalPhotos.net

Monday, October 5, 2015

My Presentation at the North Fulton Chamber

North Fulton Chamber of Commerce ProAlliance


This is a clip from my 6 minute presentation at the North Fulton Chamber of Commerce ProAlliance Meeting. Every week, 2 presenters are selected

to give a 6 minute presentation and share their products and services to the Chamber. Learn more and register for a ProAlliance networking meeting at http://www.gnfcc.com.

Join me on Facebook and Twitter:

See homes for sale in Alpharetta, GA at:



Monday, September 28, 2015

Top 5 Tips for Buying a House in Alpharetta

 homes for sale in alpharetta
Since buying a house is one of the most important decisions you are likely to make during your lifetime, the whole thing can both be exciting and challenging at the same time. So, how do you buy the perfect home without stressing yourself out? Here are some tips that can lead you in the right direction.

1.       Define your needs and wants. Make a list of what you need and want in a home and take it with you as you go searching for the right house. Reassess the items on your list after viewing a few homes and make the necessary adjustments.

2.       Check your budget. To get an idea on how much house you can afford, take a serious look at your monthly budget (excluding rent) and see how much you have left after paying the bills. This amount represents how much you can spend for the mortgage and other house-related expenses (insurance, taxes, repairs, etc.).

3.       Get to know the neighborhood. Do your own field work to make sure the neighborhood is everything you imagined it to be. Drive by the property or walk around the area at different times of the day to get an idea of what goes on there, and consider its proximity to schools, transport and amenities.

4.       Find a good real estate agent. Interview several real estate agents in your area before choosing one. Since you will be working closely with your chosen agent, go for one whom you feel you can trust and connect with on a more personal basis.

5.       Understand how the offer process works. When you finally find the house of your dreams, you need to know how the offer process works. To increase your chances of making a successful bid, you need to know how long the property has been on the market and how the owner’s asking price compare to other properties in the area. Don’t forget to factor in contingencies such as property inspections and financing in your offer to protect you against any untoward events.

You can find the perfect house that fits your budget by following these simple tips so keep these in mind as you go searching for the house of your dreams. Happy house-hunting! 


About me: I am a Mom and a Alpharetta, GA Realtor working with home buyers and home sellers in the Alpharetta, Cumming, Johns Creek, Milton, Mountain Park, Roswell, Duluth, Buford, Marietta, Canton and Woodstock areas. My Motto: No One Sells a Home Like a Mom. Search for Alpharetta, GA homes for sale at http://www.pamsantoro.bhhsgeorgia.com/

Wednesday, September 23, 2015

Paul Morris of the Atlanta Beltline at GNFCC Eggs and Enterprise Breakfast

Paul Morris, President and CEO of the Atlanta Beltline was the keynote speaker on Tuesday, September 22, 2015 at the Greater North Fulton Chamber of Commerce Eggs and Enterprise breakfast at the Country Club of the South.   The Atlanta Beltline has revitalized a portion of the city creating a wonderful area that attracts millennials and tourist.   
Paul Morris, President & CEO of the Atlanta Beltline at
GNFCC Eggs and Enterprise Breakfast at the Country Club of the South

Paul Morris, President & CEO of the Atlanta Beltline at 
GNFCC Eggs and Enterprise Breakfast at the Country Club of the South

Paul Morris, President & CEO of the Atlanta Beltline at 
GNFCC Eggs and Enterprise Breakfast at the Country Club of the South

If you'd like to explore the Atlanta Beltline, try one of the following tours:

Saturday, September 19, 2015

Beware the Neighbors from Hell: Bad Neighbors Can Devalue Your Home

No matter how great your property is, you cannot expect to sell at a good price if you are surrounded by bad neighbors. Unfortunately, everyone has them.

According to the Appraisal Institute, the largest professional association of real estate appraisers in the country, bad neighbors can significantly reduce the value of nearby properties by 5% to 10%. 

Since home values can be affected by external obsolescence (economic or locational factors outside the property), homeowners should always be aware of what’s going on in their neighborhood and be prepared to take the necessary steps to correct the problem before it gets out of hand.

So, what should you do when you are surrounded by troublesome neighbors? Here are some tips that you may want to consider.

·         Find strength in numbers. Speak with your other neighbors and approach the offending neighbor together. Make sure you get a consensus when identifying issues before making a move.

·         Review local laws. If you cannot convince other neighbors to complain against the offending neighbor, review your local laws and ordinances to see if they are committing any violations. If they are, report the issue to the code office.

·         Hire an attorney. If none of these options work, then you may want to consider hiring an attorney to solve the issue and avoid any potential loss in your home’s value.  

In the same manner, potential homebuyers should also be more vigilant when looking for their next home. They should visit the neighborhood at different times of the day to get a feel of what’s really going on in the area, and reduce the likelihood of living near a neighbor from hell.

About me

I am a Mom and a Alpharetta, GA Realtor working with home buyers and home sellers in the Alpharetta, Cumming, Johns Creek, Milton, Mountain Park, Roswell, Duluth, Buford, Marietta, Canton and Woodstock areas.


Image by artur84 at FreeDigitalPhotos.net


  

Saturday, September 12, 2015

Home Improvement Projects: Which Brings the Most Value for Your Money?

Ask Pam Santoro: 

What are the best design choices to improve the value of my house?

Are you thinking about selling your home? If you are seriously toying about the idea of putting your property in the market, you may need to invest in it to attract the attention of potential buyers, make it sell faster, and make a good profit in the process. While there are a lot of things that you can do to accomplish this goal even if you are on a tight budget, investing a little more money on certain remodeling projects can make a huge difference. So, which home improvement projects should you focus on? Here’s what the experts recommend.
Do a kitchen upgrade. Experts agree that updating your kitchen can maximize the value of your home. So, upgrade your countertops (Tip: most home buyers love granite and/or stainless steel countertops), add a splash of color by changing the backsplash, replace old appliances with energy efficient appliances, and change cabinet doors and fixtures. To add that “wow” factor, you may want to consider adding an island (a definite must-have in most home buyer’s list) and creating a pantry.
Give the bathroom a modern look. Studies indicate that remodeling a bathroom and/or installing an additional bathroom significantly increases the value of any property. To get the most bang for your buck, consider installing a shower with body spray, a second sink, and a new tile floor. You should also consider installing stylish faucets, lighting fixtures, and cabinet hardware to complete the look.
Remember, you don’t have to do everything at once. You can tackle one project at a time since every small improvement counts.

Ask Pam Santoro: Do you have questions about how to buy/sell a home? Ask Pam Santoro, your friendly neighborhood Alpharetta real estate agent. Be sure to visit my blog and real estate website today! No one sells a home like a mom!


You may also like this blog post: Top 5 Tips for Selling a House


Image by dreamstudiographics at FreeDigitalPhotos.net

Friday, September 4, 2015

Top 5 Tips for Selling a House



If you are thinking about selling your home, this may be the right time to put your property on the market. According to the National Association of Realtors, median sales prices of existing homes sold in April 2015 increased by 8.9% as compared to the previous year.
To further increase your chances of selling your home fast and help you get top dollar in the process, here are some tips you may want to consider.

1.       Price it right. If you want to attract a lot of potential buyers, try taking 15% to 20% off what your home is really worth. This does not only ensure that you will receive multiple bids – there is a great chance that interested buyers will bid up the price!

2.       Stage your home –inside and out. While you need to organize every room in your home, you may need to pay particular attention to the kitchen and the master bath. You also need to create a great curb appeal, and declutter and de-personalize your entire home before showing it to potential buyers.

3.       Be show-ready at all times. You’ll never know when a potential buyer will walk through your front door so you need to make sure your house is in great condition at all times. Keep in mind that first impression can determine whether your house will sell or not.  

4.       Do pre-inspection repairs. Since it costs less to do repairs before a home inspection, consider hiring your own home inspector to help you determine which needs to be fixed before you put your house in the market.

5.       Work with the right Realtor. Hire the wrong Realtor and you may not sell your home. For best results, choose an agent who is knowledgeable, has a great work ethic, vast network of contacts, and an engaging personality. Having a tech-savvy agent also helps. 


Consider these tips and you can be sure that your house will sell before you even know it! If you're looking to buy or sell a home in the Alpharetta, GA area, I'd be happy to assist you, be sure to check out listings in the Alpharetta, Johns Creek, Cumming areas.

Wednesday, August 26, 2015

Dr. Steve Franklin, Co-Author of Celebrate 100 Centenarian Secrets of Success in Business and Life

Dr. Steve Franklin, co-author of Celebrate 100 Centenarian Secrets of Success in Business and Life, was the keynote speaker at the Greater North Fulton Chamber of Commerce Eggs and Enterprise Breakfast on Tuesday, August 25th, 2015 held at Roswell United Methodist Church.   It is an amazing book.  Dr. Franklin told bits of wisdom from his 10 years of research with these centenarians who discuss  living longer and better, including work, family, health, investments and fun.
Dr. Steve Franklin, Co-Author of Celebrate 100 Centenarian Secrets to Success in Business and Life

Besides planning to live to be 100 or more, the book is full of great quotes from the centenarians:  

“The secret is to not act your age.” Marvin Kneudson, 100
“If I didn’t have cash to pay for it, I didn’t buy it.” Porter Edwards, 105
“Life is what you make it.  No one can do it for you.  Have pride and love yourself.  
Do your best work like it was you own business.”  Sophie Birk, 103

Check out the co-author’s (Steve Franklin, PhD and Lynn Peters Adler, J.D.) internet connections for more bits of wisdom:

www.100wisdom.com Authentic Wisdom from America’s Centenarians, Steve Franklin, PhD.
www.adlercentenarians.org National Centenarian Awareness Project, Lynn Peters Adler, J.D.