Will H.A.R.P help you? If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. The HARP loan is a new loan and will require a loan application and underwriting process. Loan refinance fees will apply It is designed to help you refinance into a new affordable, more stable mortgage.
To learn more about program eligibility and availability, check out this site: .http://www.makinghomeaffordable.gov/programs/lower-rates/Pages/harp.aspx
Here's another great site to give you more info on The Obama Administration's Home Affordable Refinance Program: http://www.harpprogram.org/about.php
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